Personal Unsecured Loans in Hull and East Yorkshire

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Personal Loans from Loans in Hull

Are you tired of searching through the financial maze to find a great personal loan ?

We can offer a wide choice of personal loans from high street banks, building societies and finance companies. We also provide our own loan facilities. Our loans are very straightforward to arrange and we do not charge any up-front fees to arrange your loan. You can use your loan for any purpose including debt consolidation, home improvements, a new car or a well earned holiday.

We are a local company with offices in Hull & London, we can offer you a personal service to ensure that your loan is completed as quickly as possible. Let us find you the best deal available, that’s why we have been in business for over 60 years.

Loans available from £300 - £15000
Terms from 1 year – 5 years
Rates start from 12.9% APR
Plans available for employed & self-employed applicants
Home visits available on request
Loans can be used for any purpose
Plans available to accommodate a poor credit history

Call us on 01482 322979 or submit an online enquiry and we will be happy to assist with your enquiry.

Personal Loans - FAQs

What is the difference between an unsecured loan and a secured loan ?

An unsecured loan is not secured on any asset and is therefore available to both homeowners, tenants and applicants who live with relatives. No security is required for an unsecured loan. Unsecured loans are typically slightly more difficult to obtain than a secured loan however we can offer unsecured loans up to £15000 for homeowners and up to £5000 for non-homeowners.

Will my credit history affect my ability to get an unsecured loan ?

We offer a wide range of unsecured loan products that cater for applicants with anything from a perfect credit rating to applicants who have had previous credit problems including defaults, CCJ’s or mortgage arrears. Contact the office or apply online for a decision on your loan.

How quickly can my loan be arranged ?

We can usually complete your loan from start to finish in between 1 – 3 days. We can complete your loan on the same day in some cases. Contact the office or apply online for a decision on your loan.

Can I use my loan for any purpose ?

Once your loan has completed you can use the proceeds for any legal purpose. Common uses include home improvements, debt consolidation, a new car, cosmetic surgery or a holiday. These are only examples and you can use your loan as you wish. The only exceptions are timeshare purchase and business use. If you require a business loan please contact the office on 01482 322979 and we will discuss the options available.

Can I pay my loan off early ?

You can settle your secured loan at any time during the agreement and you will receive an interest rebate in accordance with the Consumer Credit Act.

How long can I take my loan over ?

The shortest term available is 12 months and the maximum term available is 60 months.

Who can apply for a unsecured loan ?

Our minimum age to apply for an unsecured loan is 25 years old. Applicants can be a homeowner, tenant or living with relatives. You will need to be working to qualify. We can consider applicants who are retired or in receipt of disability benefits.

How quickly will I receive a decision on my application ?

Once we have received your application you will receive an in-principle decision usually the same day. If your application is submitted during the weekend you will usually receive a decision the following Monday by telephone or e-mail.

I am self employed but I don’t have an accountant, can you help me ?

We have plans specifically designed for self employed people. We understand that it can be difficult sometimes to provide all of the information required by some lenders. We have products that will allow you to self-certify your income without the need for audited trading accounts. For full details apply online or contact the office to discuss your requirements.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.